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New Unit Playbook What Are You Insuring? 11 of 25 Almost all dental insurance companies use what is called a Usual, Customary, and Reasonable (UCR) fee guide. This means that they set their own price that they will allow for every dental procedure that they cover. This is not based on what a dentist actually charges, but what the dental insurance company wishes to cover. For example, your dentist may charge $78 for a dental cleaning, but your insurance company will only allow $58 because that is the UCR fee that they have set.
Anyone exploring dental coverage may want to consider forgoing traditional insurance in favor of an alternative: a discount dental plan. You pay an annual fee to receive certain services at a set rate or at a discount.
Annual Payment Plan See Details Compare Quotes To help stretch each dental insurance dollar, most plans provide patients and purchasers with special administrative services. Find out if your plan provides the following mechanisms to help you budget, analyze, and dispute, if necessary, the costs of dental care.
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2Data as of July 2017 DID YOU KNOW? And that's just the one of the many discounts GEICO offers. Check out all of our available discounts below to start saving on car insurance.
TRICARE® Trademark and Branding Program Roadside Assistance New Having a low deductible pushes premiums higher. It could also tempt you to make a claim for a small incident that will leave you in trouble with insurers going forward. More on that in a bit, too.
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New Car Replacement If you plan to get insurance, your best bet is to purchase a policy before, not after, you need major work. Otherwise you could be waiting months for coverage to begin a procedure.
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