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Source: Fatality Analysis Reporting System (FARS) 2006–2014 (Final File) and 2015 Annual Report File (ARF); National Automotive Sampling System (NASS) General Estimates System (GES) 2006–2015.
Featured Resources AVERAGE ANNUAL CAR INSURANCE RATES BY VEHICLE TYPE If you are on a policy that requires you to go to a participating provider, you should not be charged the difference between these two prices. A contracted dentist generally has an agreement with the insurance company to write off the difference in charges. If the policy allows you to go to a dentist or pediatric dentist of your choice, check the insurance company’s UCR fee guide against the fees that dentist charges. You may be required to pay the difference out of your pocket, however, you cannot put a price tag on quality dental care.
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Subscribe Hi, Guest 0 comments | Read | Post a Comment The reason goes back to a seemingly innocuous decision made during the Second World War, when a huge part of the workforce was sent off to fight. To keep labor costs from skyrocketing, the Roosevelt Administration imposed a wage freeze. Employers and unions wanted some flexibility, in order to attract desired employees, so the Administration permitted increases in health-insurance benefits, and made them tax-exempt. It didn’t seem a big thing. But, ever since, we’ve been trying to figure out how to cover the vast portion of the country that doesn’t have employer-provided health insurance: low-wage workers, children, retirees, the unemployed, small-business owners, the self-employed, the disabled. We’ve had to stitch together different rules and systems for each of these categories, and the result is an unholy, expensive mess that leaves millions unprotected.
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Russ Rader, senior vice president for communications at the IIHS, noted that while insurance claim payment averages do not represent directly what owners might pay for insurance, they roughly reflect how much they can expect to pay. Insurers transfer higher expected costs to the consumer. If insurers can expect to pay out more frequently and in larger amounts on certain models, they will charge higher premiums.
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