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Unless you’re a teen driver, your gender isn’t a significant auto insurance rating factor. In fact, the national difference between car insurance premiums paid by women and men is less than 1%. For teenagers, this premium difference is much more dramatic: male teen drivers pay nearly $600 more per year than do female teens. Again, this comes back to the main goal of an insurance company – anticipating and limiting exposure to risk. Car insurance companies' historical data says young male drivers are more likely to take risks while driving than are female drivers in the same age group.
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If you wish to stay with your current dentist, some policies allow you to see an out-of-network dentist, however, the costs covered may be significantly lowered.
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Preventive care is 100% covered with 2 exams and 3 cleanings free per year. There is a $100 deductible that you only pay once for the life of your plan. After the deductible is met, the plans cover between 80% to 90% of all basic care and 50% to 65% of major work including crowns, bridges, implants, and root canals. Orthodontia is covered at 50% and all plans are highly affordable, with their lowest individual plan often running at less than $115 per month depending on your region. Their highest-tier plan offers a $5,000 maximum benefit per year but isn’t available in every state.
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Quote Type Dental procedures, cleanings, and preventive care all cost more when you see a dentist outside your plan.
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Find a Form Need help? Talk to one of our agents. Purchasing a new home? Combining your purchase of car insurance and home insurance usually means more money in your pocket.
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Gracy Title Company Game Development They work with an extensive network of dentists that you’re able to go to. Their premiums depend on the state that you live in. You can easily get a quote on their website.
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See Archived Issues Theo has co-written several books with Clark Howard, including the New York Times #1 bestseller Living Large in Lean Times. As a single widowed parent of two young children, he strives to bring unique savings tips to men and women like him who must face life without their spouses. He can be reached at [email protected]
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