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Skin Problems Promotions Paperless billing discount Core Values Toggle Member Links An indemnity dental plan is sometimes called “traditional” insurance. In this type of plan, an insurance company pays claims based on the procedures performed, usually as a percentage of the charges. Generally an indemnity plan allows patients to choose their own dentists, but it may also be paired with a PPO. Most plans have a maximum allowance for each procedure referred to as “UCR” or “usual, customary and reasonable” fees.
Since buying cheap dental insurance will mean that going to the dentist could cost you more, you might also be less likely to go to the dentist or you could put the visit off if you have a problem. This could lead to bigger issues with your dental health which could lead to more expensive procedures and treatment. For example, if you put off treating a cavity, you could end up needing a root canal.
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Message Board Try the Name Your Price® Tool and tell us what you want to pay. Then, we'll show coverages in your budget. Brown University is pleased to continue its partnership with Delta Dental of Rhode Island for the 2018 - 2019 academic year. As a full/part-time student enrolled at Brown, you are eligible to participate in the voluntary Student Dental Insurance Plan, which is effective August 15, 2018 through August 14, 2019.
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