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save up to 80% Cost estimator How to Estimate Dental Expenses To determine the 25 cars with the highest insurance costs, 24/7 Wall Street reviewed data on insurance claim payments made by insurers by make and model, provided by the Insurance Institute for Highway Safety, a nonprofit research organization funded by auto insurers. The costs include six types of insurance: collision, property damage, comprehensive, personal injury, medical payment, and bodily injury. The model that is most expensive to insure had the highest overall average cost to the insurer per year. These data are for 575 vehicles of 2014-2016 model years sold in the United States. Average annual insurance payments account for both the frequency of accidents, as well as the average payment made, by model. IIHS breaks down the data for models to sometimes include certain safety-relevant features, such as all wheel drive, and driver assistance technology. To avoid repetition, each model nameplate was listed only once, and the more expensive version to insure is always listed.
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