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An indemnity dental plan is sometimes called “traditional” insurance. In this type of plan, an insurance company pays claims based on the procedures performed, usually as a percentage of the charges. Generally an indemnity plan allows patients to choose their own dentists, but it may also be paired with a PPO. Most plans have a maximum allowance for each procedure referred to as “UCR” or “usual, customary and reasonable” fees.
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Is there a waiting period for orthodontia services? No coverage for orthodontia services There is a one year waiting period for orthodontia services. Creditable coverage will be applied toward waiting period if your dental plan for the 2017 plan year included orthodontia coverage No waiting period
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Payment for services received due up front unless otherwise negotiated with dentist
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