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One example is Quality Dental Plan, created by Oregon dentist Dr. Dan Marut. The fee takes care of the preventive services typically covered by dental insurance — two exams, two cleanings and X-rays — as well as a teeth-whitening treatment that insurance rarely pays for. Members also can obtain additional procedures, such as fillings and root canals, at discounted rates.
40%+ Take Action | Join the Health Care Climate Challenge If you are enrolled in dental coverage as an ACTIVE employee under a state sponsored plan and your employment is terminated (separation of service of retirement), you will be given the opportunity to continue your dental coverage for 18 months under the Consolidated Omnibus Budget Reconciliation Act (COBRA). A COBRA notification will be mailed to your home address listed in Edison upon the termination of your active coverage. To continue dental through COBRA, you must complete and return the COBRA enrollment form to Benefits Administration within 60 days of the latter of the date active coverage would end or the date on the COBRA notification letter. Please indicate if you are a TCRS retiree via a hand written note on the signature page of the COBRA enrollment form. Continuation of dental insurance is NOT automatic at retirement.
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Dental savings plans are different than dental insurance. Dental savings plans provide you with a list of dentists who will give you a discount because you’re a member of the savings plan. Usually, these are quite generous discounts and can save you a significant amount of money on your dental care. Sometimes the discount can be well over 50% for things like preventative care, but it tends to be a little less for other types of care.
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Getting quotes online can be more convenient for drivers who prefer using the internet, while calling up an agent can be more comforting and serve as one point of contact for your auto policy. With online quotes, you generally just get one insurance company's proposed rates. With agents, you can either get one company's quotes or quotes from multiple carriers, depending on whether the agency is in-house / captive, or independent.
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Dental school and clinic appointments are often in high demand. Be prepared to schedule far in advance or put your name on a waiting list. Even with walk-in clinics, it’s best to call ahead and find out their procedures before you go.
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