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The approach, called direct contracting, represents a distinct break from the status quo, in which health services are mostly arranged by a health insurer on an employer’s behalf. State Waivers List    Proposed Acquisitions Log In Search Toggle navigation Example (Comprehensive): You park your car outside during a major hailstorm, and it's totaled. If you have comprehensive, we'll pay out for the full value of your car (minus your deductible amount). Example (Collision): You back out of your garage, hit your basketball hoop, and cause $2,000 worth of damage to your vehicle. If you have collision, we'll then pay for your repairs (minus your deductible amount). Looking for business insurance? Learn more or log in to your business insurance account. How To Get A Mortgage Pop health platform key to Princeton HealthCare's value-based care efforts Dental Insurance Frequently Asked Questions AM Best Interview with Capgemini's Nate Root on 2018 insurance predictions, A.M. 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