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You may select a network Pediatric Dentist as the Network General Dentist (NGD) for your dependent child under age seven. At age seven, you must switch the child to a NGD or pay the full charge from the pediatric dentist.
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Health Care Life Insurance CHIPRA Grants Other factors can affect your yearly dental expenses as well. Unfortunately, senior premiums are usually more and youth orthodontics may also cost more. Smokers are usually quoted higher premiums as well. Monthly premium rates vary greatly by region and area. We found that within the same insurance company rates may vary by as much as 30 percent depending on the zip code.
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