Manage my business policy, bills and claims, get certificates and submit audits.
A tip: The cheapest dental plans don’t offer much value, but don’t just go with an expensive plan -- do some careful research. “If you know you’re going to be spending some time in the dentist’s chair soon -- and especially if you require an expensive dental procedure immediately -- the right discount plan could save you hundreds of dollars,” PolicyGenius writes.
Personal injury protection, or PIP, insurance coverage pays for medical and injury treatment expenses for both you or your passengers no matter who was at fault in the incident.
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The all-inclusive cost model also presents clear financial risks for health providers, since they get paid the same even for complex medical scenarios. But variation does exist within the value-based-care movement. Another payment structure is called “gainsharing,” because doctors and hospitals have financial incentives to reduce costs, but they don’t carry risk in the opposite scenario.
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Also, some coverages, like collision coverage, come with a deductible. You may be able to choose your deductible amount -- for example, $500. Remember to select the same deductible amount on each coverage, for each quote you get.