Quotes can be obtained several ways, such as in person, over the phone, or online. Most national companies have tools on their website that allow consumers to get a quote directly. Some companies like Progressive let you compare their rates to competitors’ rates so that you can find the best price. If you can’t get a quote online, try calling an agent at the insurance company you’re interested in.
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Background: Pediatric severe sepsis is a public health problem with significant morbidities in those who survive. In this article, we aim to present an overview of the important studies highlighting the limited data available pertaining to long-term outcomes of survivors of pediatric severe sepsis. Materials and Methods: A review of literature available was conducted using PUBMED/Medline on pediatric severe sepsis outcomes. Long-term outcomes and health-related quality of life (HRQL) following severe sepsis was defined as any outcome occurring after discharge from the hospital following an episode of severe sepsis which affected either the survivor or the survivor’s family members. Results: Many children are discharged with worse clinical and functional outcomes, depending on their diagnosis, treatments received, psychological effects, and the impact of their illness on their parents. Additionally, they utilize healthcare services more than their peers and are often readmitted soon after discharge. However, pediatric HRQL studies with worthwhile outcome measures are limited and the current data on pediatric sepsis is mainly retrospective. Conclusions: There is significant and longstanding morbidity seen in children and their families following a severe sepsis illness. Further prospective data are required to study the long-term outcomes of sepsis in the pediatric population. Full article
MoneyWatch Spotlight Connect: [email protected] Federal Administrative Accountability Since all dental insurance carriers are different, it is important to clarify which dental procedures fall under each specific category. This is important because some insurance plans don't cover major procedures and others have waiting periods for certain procedures. If you know that you will need major dental work that is not covered by a given plan, you should probably look elsewhere to find one that suits all of your needs.
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CHIPRA Dental insurance companies divide benefits, services, or procedures into categories and refer to them with American Dental Association (ADA) 3-4 digit code. As an example, Preventative and Diagnostic procedures often include exams (ADA code 0120), x-rays (ADA code 0210), and basic cleanings or prophylaxis (ADA code 1110). Basic procedures often include fillings, periodontics, endodontics, and oral surgery. Major procedures often are crowns, dentures, and implants. Procedures such as periodontics, endodontics, and oral surgery may be considered major, depending on the policy.
Capitation programs pay contracted dentists a fixed amount (usually on a monthly basis) per enrolled family or patient. In return, the dentists agree to provide specific types of treatment to the patients at no charge (for some treatments there may be a patient co-payment). The capitation premium that is paid may differ greatly from the amount the plan provides for the patient's actual dental care.
Business Coverages Like the price of insurance, the out-of-pocket price of dental care varies somewhat based on where you live. You’ll pay more in an area with a high cost of living.
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What to Look for in a Dental Plan Cigna Dental DPPO Plan FAQs Patient benefits, eligibility, allowances, and claims status
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Newswire Back to Top NewsroomWhat’s new? Risk Management General Liability We've designed nine unique dental plans for singles, couples or families who don't have access to dental insurance, are looking for plans that are compatible with the Affordable Care Act, or aren't offered a plan that fits their needs.
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Bullseye Fewer Limitations: Not required to visit in-network dentists but PPO in-network dentists will have lowest out-of-pocket costs.
9.4 Million Children Enrolled* This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services.