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Personal injury protection, or PIP, insurance coverage pays for medical and injury treatment expenses for both you or your passengers no matter who was at fault in the incident.
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Translations Types of Insurance 1According to the Aetna Enterprise Database as of April 1, 2013.
Health insurance You pay coinsurance for many covered services and your share is based on the "maximum allowable charge" (MAC) for a given service. MAC is the lesser of the amount charged by the dentist or the maximum payment amount that in-network dentists have agreed to accept in full for the dental service. When you receive dental services from an out-of-network provider, MetLife will reimburse a percentage of the MAC. You are then responsible for paying everything over the percentage of MAC reimbursed up to the charge submitted by the out-of-network dentist. Out-of-network providers typically charge more than the allowable charge, resulting in higher costs for you.
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