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Dental insurance isn’t always worth the cost. It depends on your plan, your needs and the cost of the services available to you.
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Preventive care: periodic exams, X-rays and, for some age groups, sealants -- 100 percent.
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Education Level Premium Insurance 2018: The Tech Turning Point, International Travel & Health Insurance Journal, January 12, 2018 Shared Savings Program While we conducted extensive research, we cannot tell you exactly what your new dental plan premium will be or what it will cover. Premiums vary by zip code, age, plan type and other factors. Our reviews can tell you generally what to expect from the dental insurance companies we reviewed, but we cannot predict your exact situation. To calculate average premiums we gathered quotes from numerous areas across the nation; we chose zip codes from large metropolitan areas and from smaller cities of around 150K. We looked for premium rates for one, two and three persons. We made note of the lowest and highest premiums quoted and excluded dental discount plans and preventive-only plans. The sample terms and conditions are common scenarios, but again, these vary depending on the plans available in your area.
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Treatment received while outside the territorial limits of the United States or, if outside the United States, the territorial limits of the place where your policy was issued.
Your dentist cannot answer specific questions about your dental insurance plan or predict what level of coverage for a particular procedure will be. Each plan and its coverage varies according to the contracts negotiated. If you have questions about coverage, contact your employer's benefits department, your dental insurance plan, or the third-party payer of your health plan.
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09/07/2018 06:57 PM EDT Dental insurance can be a good thing. You just need to run the numbers to see if you’ll come out ahead more years than not. If you will, go ahead and purchase insurance. If you won’t, pay for dental expenses out-of-pocket and save the difference.
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