Chase Sapphire Reserve You need medical insurance, if only to protect against the cost of an accident or illness so expensive that you could be ruined financially. But do you really need dental insurance?
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Working at Progressive Dental insurance isn’t the only way to cut dental bills. In fact, 36 percent of Americans have no dental insurance. Here are 10 other ways to cut your costs:
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“Insurance is exciting,” said nobody, ever. But discovering new ways to protect the people and things in your life should be. After nearly 100 years in the insurance business, we’ve learned a few things and we’re happy to share.
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Home and Business If a health plan includes dental, the premium covers both health and dental coverage.
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Get SBC (Summary of Benefits and Coverage) Orthodontics Orthodontic treatment is not covered if the treatment plan began prior to the member’s effective date of coverage with Cigna. The completion of crowns, bridges, dentures, or root canal treatment already in progress on the member’s effective date of coverage is also not covered. See the Cigna Prepaid Dental Certificate of Coverage under Publications and Dental Insurance for complete details.
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Submit Inc. 5000 Conference & Gala Program Integrity For Brokers UW CareLink Background: The number of acute medical paediatric emergency admissions is rising. We undertook qualitative interviews with parents and clinicians to better understand what factors, other than the health status of the child, may influence decision making leading to emergency admission. Methods: Semi-structured interviews were conducted with parents; clinicians working in general practice, out-of-hours or the emergency department (referring clinicians); and doctors working in acute medical paediatrics (receiving clinicians). Results: Ten parents, 7 referring clinicians and 10 receiving clinicians were interviewed. Parents described “erring on the side of caution” when seeking medical opinion and one mentioned anxiety. Among themes seen among referring clinicians, “erring on the side of caution” was also identified as was managing “parental anxiety” and acting on “gut instinct”. Among receiving clinicians, themes included managing parental anxiety and increasing parental expectations of the health service. Conclusions: The study of parent and referring clinician decision-making prior to a hospital admission can identify “teachable moments” where interventions might be delivered to slow or even arrest the rise in short-stay acute medical admissions in Britain and other countries. Interventions could assure parents or referring clinicians that hospital referral is not required and help clinicians understand what they perceive as “parental anxiety”. Full article
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