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ChenMed, a privately held health-care services company with centers located in seven states including Florida and Pennsylvania, provides primary care to seniors insured through Medicare Advantage. The company is paid a fixed amount to take care of patients — the average patient is 76 years old with five chronic conditions — and manage their health, said Dr. Gaurov Dayal, ChenMed’s president for new markets and chief growth officer. Car insurance premiums have risen sharply, increasing by 33% between 2010 and 2016. What a typical American pays for car insurance depends on many factors. Additionally, when shopping for car insurance, inquire how much it’ll cost to obtain roadside assistance or car rental coverage. Having both options on your policy can ensure that you won’t need to pay for your vehicle to be towed, or to rent a car while yours is in the shop (being paid for by your insurance carrier, no less). 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