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The Insurance Research Council provides research and analysis examining important public policy matters that affect consumers, insurers and policymakers.
Save with AAA Travel Island Getaways The Affordable Care Act (ACA) dramatically alters healthcare markets and health insurance systems in the United States. Although the property-casualty insurance industry is not directly included or targeted by the act, it is not entirely immune to its effects. This report analyzes the pathways in which ACA may affect the property-casualty insurance industry.
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You pay coinsurance for many covered services and your share is based on the "maximum allowable charge" (MAC) for a given service. MAC is the lesser of the amount charged by the dentist or the maximum payment amount that in-network dentists have agreed to accept in full for the dental service. When you receive dental services from an out-of-network provider, MetLife will reimburse a percentage of the MAC. You are then responsible for paying everything over the percentage of MAC reimbursed up to the charge submitted by the out-of-network dentist. Out-of-network providers typically charge more than the allowable charge, resulting in higher costs for you.
Treatment received while outside the territorial limits of the United States or, if outside the United States, the territorial limits of the place where your policy was issued.
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Middle Market There are three main kinds of dental insurance plans: dental health maintenance organizations (DHMOs), dental preferred provider organizations (DPPOs), and indemnity dental insurance.
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Same quality provider network with lower premium OK, OK, we get it. You’re not interested in saving money on car insurance by plugging telematics into your car,...
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