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Avoiding unnecessary claims, being smart with your coverage needs, and shopping around for car insurance quotes every so often are great ways to save on car insurance. Our National Partner © Copyright 2018, AARP Services, Inc. All rights reserved. - Catastrophe Licensing More International News No. Dental coverage is optional, even for children. So you don't need it to avoid the penalty for being uncovered. SIGN UP & SAVE Market Cap 173.9B In partnership with caregivers, advocates, donors and our neighbors without homes, we provide health care and housing supports, and advocate for justice for all. “I just try not to think about it,” he said. He hadn’t seen a doctor in at least a decade. He got a health-care plan through an insurance-agent friend, but could only afford one with minimal benefits. 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