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With obesity in children rapidly becoming a major concern, health services often set up programs in schools aimed at educating children about nutritional eating habits, making physical education a requirement and teaching young adolescents to have positive self-image.
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“Frankly, it annoys the crap out of me—they’re nothing but grasshoppers in the system,” Joe said, recalling the fable about the thriftless grasshopper and the provident ant.
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Orthodontia: Child only orthodontia covered by Assurant Major Dental Benefits: Onlays, maxillary partial denture – resin base, denture repair, endodontics – root canal, periodontal scaling and root planing, crown and crown repairs, pontics – porcelain fused to noble metal, and more
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“My personal opinion is that anytime the government steps in and says, ‘You must do this,’ it’s overstepping its boundaries,” Joe said. “A father, mother, two kids working their asses off—they’re making minimum wage and are barely getting by—I have no problem helping them. If I have someone who’s spent his whole life a drunk and a wastrel, no, I have no desire to help. That’s just the basics.”
Members can use any dentist, but you'll save money when using an in-network provider. Provides services with coinsurance paid by the member and MetLife.
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Unfortunately, according to the Health Policy Institute, 35.2% of adults between the ages of 19 and 64 do not have dental benefits and 62% of adults over the age of 65 do not have coverage.
After you are approved and sign up for a plan, you can often use it within 24 hours, but it can sometimes take up to 72 hours for it to go into effect. Some plans offer additional savings on things like prescriptions, hearing care, and vision care. Some plans also include discounts on things like cosmetic dentistry, and orthodontics. These plans charge an affordable membership fee that can start as low as $10 per month. In order to get set up, you do have to pay a fee of around $15, but this cost is sometimes offset by giving you a free month on your plan.
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