(866) 278-7881 We have an ad-driven business model, similar to Kayak.com or Trivago in online travel. We present coverage options to our users, either plans themselves or third-party websites, and we connect users to licensed agents who want to work with them to get coverage. Learn more about our advertising policies
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What types of dental insurance plans can you choose from? Capitation programs pay contracted dentists a fixed amount (usually on a monthly basis) per enrolled family or patient. In return, the dentists agree to provide specific types of treatment to the patients at no charge (for some treatments there may be a patient co-payment). The capitation premium that is paid may differ greatly from the amount the plan provides for the patient's actual dental care.
• 3 minute read Point of service options are arrangements in which patients with a managed care dental plan have the option of seeking treatment from an “out-of-network” provider. The reimbursement to the patient is usually based on a low table of allowances; with significantly reduced benefits than if the patient had selected an “in network” provider.
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Humana is one of the largest providers of dental insurance in the U.S. They are based in Louisville, Kentucky and they provide plans in all 50 states, as well as Puerto Rico and the District of Columbia. Humana has a number of different types of coverage and packages so you’re able to pick a plan that’s right for you.
How tech and policy are fighting the opioid epidemic If a dividend is approved for payment, it will be listed in your auto renewal offer, which you should receive at least 30 days before the expiration date of your policy. Although you will be notified of a dividend payment in the renewal offer, you are not required to renew your policy to qualify for the dividend.
All insurance products hbr.org/subscriberservices “Humana” is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.
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A tip: The cheapest dental plans don’t offer much value, but don’t just go with an expensive plan -- do some careful research. “If you know you’re going to be spending some time in the dentist’s chair soon -- and especially if you require an expensive dental procedure immediately -- the right discount plan could save you hundreds of dollars,” PolicyGenius writes.
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