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The best thing dental insurance can offer is a safety net in case you end up needing these extensive procedures.
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What We Do One disadvantage if you’re considering buying any individual dental plan is that they often come with waiting periods that typically don’t apply to patients in group plans. Support & resources
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Congress More Ways We Can Help Orlando Police Fatally Shoot Unarmed ER Patient Who Claimed To Have A Gun The cost of insurance is on the rise: the price for auto insurance rose 3.6% between 2011 and 2012, and 3.1% for homeowners and renter’s insurance, according to the Insurance Information Institute. In fact, auto liability insurance premiums alone have been increasing by 2.8% annually for the past three years. This makes choosing the right coverage and provider all the more crucial to save money without sacrificing important aspects of coverage.
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Most people know that they need to visit a dentist regularly. Having dental coverage is strongly associated with how often dental services are used. Americans often say that the cost of dental care and the lack of dental coverage are reasons for not getting needed dental care. Having an individual dental insurance plan from Spirit Dental allows you to get the regular care you need to stay healthy.
The plan stresses preventive care, so many preventive services are provided at no cost. Other services are provided for modest copayments with no deductibles or annual plan maximum.
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Fair or not, many of us take other people at face value — literally. One of the things we first notice about someone is their face, including their teeth. So, how much are your teeth worth? Are they valuable enough to buy dental insurance if you don’t already have coverage?
If you or someone you insure is at fault in a collision that damages someone else’s property, such as a vehicle or building, this coverage pays for repairs and protects you from lawsuits.
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Here to help One example is Quality Dental Plan, created by Oregon dentist Dr. Dan Marut. The fee takes care of the preventive services typically covered by dental insurance — two exams, two cleanings and X-rays — as well as a teeth-whitening treatment that insurance rarely pays for. Members also can obtain additional procedures, such as fillings and root canals, at discounted rates.
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