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Walmart’s first partnership began about 20 years ago, with workers who needed organ transplants. Since then, offerings have expanded to spine and cardiac surgeries, joint replacements, cancer care and weight-loss surgeries. Most of Walmart’s programs cover all the medical claims in full, plus travel, and are largely paid at negotiated rates.
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I decided against purchasing dental insurance and am saving at least $120 a year. In a bad year, I might have to get a filling. In that case, I may spend more than I would on dental insurance. But over time, I believe that I’ll save money by not carrying dental insurance.
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