Lt. Ryan Snyder, who works at the Champaign County jail in Illinois, says it's hard for any such facility to provide the kind of one-on-one mental health treatment many inmates need. Christine Herman/Illinois Public Media hide caption
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Enter a valid US ZIP Code to set your location. Korea 한국 Learn More About Home Insurance Your Complete Insurance Resource Log in to your account for full access, or register for an account. You can also make a one-time payment.
A waiting period is the length of time an insurance company will make you wait after you are covered before they will pay for certain procedures. For instance, if you need a crown and the policy has a 12 month or longer waiting period, chances are you could have already paid for your crown while you have been paying your premiums and waiting.
Stock Watchlist There are few procedures that most insurance companies will not cover or only provide a discount for. Most individual dental insurance plans do not cover what might be considered cosmetic procedures such as tooth-colored fillings on molar or bicuspid teeth, dental implants or adult cosmetic orthodontics. The majority of dental companies will also limit how often certain appliances can be replaced and, in most cases, will not replace lost items. The limitations are published in the disclosures and contracts for the plan, many of which you can peruse online. Keep in mind that a new dental insurance plan is not going to cover an emergency you are experiencing right now; most have a waiting period of six to 12 months for major work. (However, some will waive the waiting period if you recently had dental insurance.) Dental groups that offer dental discount plans will let you use your benefits right away, but they only provide a discount and not full coverage. Full coverage plans will however cover your initial evaluation so you can start planning your dental procedures.
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Personal Injury Protection (PIP), where available, can help with medical and rehabilitation expenses, as well as lost wages.
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Learn more about how the Insurance Research Council is a leader in the P&C public policy discussion. Getting an insurance quote online - called a direct quote - is probably the fastest and most convenient way to shop for auto insurance. Most of the national insurance companies will quote you a premium for your policy, and even close the deal with you online. Here is a table with a list of the largest national insurers that quote online:
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