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Reference Guides & State-Specific InfoDropdown menu toggle Most plans come with a maximum annual benefit or coverage limit. This limit usually falls between $1,000 and $2,000. Unlike medical insurance, which covers costs after your bills reach the amount of your deductible, dental insurance cuts off coverage after your bills reach the annual limit. You pay any additional costs out of pocket.
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Aug 15, 2018 Choose a state to explore local options: Almost all dental insurance companies use what is called a Usual, Customary, and Reasonable (UCR) fee guide. This means that they set their own price that they will allow for every dental procedure that they cover. This is not based on what a dentist actually charges, but what the dental insurance company wishes to cover. For example, your dentist may charge $78 for a dental cleaning, but your insurance company will only allow $58 because that is the UCR fee that they have set.
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