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New Releases (09/13/2018) - Insurance Commissioner Issues Decisions For 2019 Health Insurance Rates Columns September 27, 2018 Health Insurance Resource Center Affordable Care Act Medical Insurance Packages Guide Roadside Assistance | Contact us In the United States, Participating Provider Network or PPO, also referred to as Preferred Provider Organization, is an organization governed by medical doctors, hospitals, other health centers, and medical care providers. This organization has an agreement with an insurer or the third party administrator to provide health insurance to the people associated with their client at reduced or low rates. Participating Provider Network plan may work similar to a DHMO while using an In-Network facility. However, a PPO allows Out-of-Network or Non-Participating Providers to be used for service. Any difference of fees will become the financial responsibility of the patient, unless otherwise specified. 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