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Businesses & Partners Online Banking Delta Dental Patient Direct is a dental service discount plan. You choose from a panel of participating dentists who charge discounted fees for their services. You pay the discounted fee directly to your dentist at the time of treatment—with no paperwork to file.
Using the four driver profiles as a benchmark, we can see that rates vary quite widely. We calculated that the eight largest insurers' averages for our four CA drivers ranged from $623 on the low end to $1,225 on the high end. The highest quote could pay for nearly two years of coverage from the cheapest insurer. Note that USAA only insures military members and their families. If we exclude this specialty insurer, the difference narrows, but is still substantial, by $400+ in annual premiums; the most expensive quote would be 50% higher than the cheapest among the eight.
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