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Cutting back on screen time, along with the right amount of sleep and physical activity, is linked to improvements in cognitive ability among children, according to an observational study funded by the National Institutes of Health, USA Today reports. » Read More
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Phone 603.271.2261 | Fax 603.271.1406 | Consumer Hotline 1.800.852.3416 Although it’s not hugely impactful, drivers with a Masters or Ph.D. save $44 per year on car insurance premiums, compared to those without a degree. Car insurance companies see clients with higher education levels as less risky and reward that decreased risk with a lower premium. The only states that do not consider education when determining rates are California, Massachusetts, Georgia, Hawaii, and Montana.
Sometimes, filing a claim increases your premium, which means you could shop around for a lower quote; likewise, going a long period of time without filing a claim could make you eligible for good driver rewards programs.
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“Three percent of us actually survive the type of heart attack I had. I should not be here today. I was so, so lucky.”
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It was only after this experience that Mark realized what the A.C.A. had given him. Like twenty-seven per cent of adults under sixty-five, he now had a preëxisting condition that would have made him uninsurable on the individual market before health-care reform went into effect. But the A.C.A. requires insurers to accept everyone, regardless of health history, and to charge the healthy and the less healthy the same community rate.
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