Financial Services Talent Network Health care has been the cavernous exception. Medical discoveries have enabled the average American to live eighty years or longer, and with a higher quality of life than ever before. Achieving this requires access not only to emergency care but also, crucially, to routine care and medicines, which is how we stave off and manage the series of chronic health issues that accumulate with long life. We get high blood pressure and hepatitis, diabetes and depression, cholesterol problems and colon cancer. Those who can’t afford the requisite care get sicker and die sooner. Yet, in a country where pretty much everyone has trash pickup and K-12 schooling for the kids, we’ve been reluctant to address our Second World War mistake and establish a basic system of health-care coverage that’s open to all. Some even argue that such a system is un-American, stepping beyond the powers the Founders envisioned for our government.
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Medicare has driven most of the U.S.’s value-based payment models, many experts said. ChenMed, a privately held health-care services company with centers located in seven states including Florida and Pennsylvania, provides primary care to seniors insured through Medicare Advantage. The company is paid a fixed amount to take care of patients — the average patient is 76 years old with five chronic conditions — and manage their health, said Dr. Gaurov Dayal, ChenMed’s president for new markets and chief growth officer.
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Ensure your family is covered for the long haul with life insurance that pays out monthly, rather than all at once. For example, in terms of pharmaceutical research and development spending, Europe spends a little less than the United States (€22.50bn compared to €27.05bn in 2006). The United States accounts for 80% of the world's research and development spending in biotechnology.
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