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Providence, RI 02904 She could quit her job and get Medicaid free, she pointed out, just as some of her neighbors had. “They have a card that comes in the mail, and they get everything they need!” she said. “Where does it end? I mean, how much responsibility do tax-paying people like me have? How much is too much?” She went on, “I understand that there’s going to be a percentage of the population that we are going to have to provide for.” When she was a young mother with two children and no home, she’d had to fall back on welfare and Medicaid for three months. Her stepson, Eric, had been on Medicaid and Social Security Disability Insurance before he died. Her eighty-three-year-old mother, who has dementia and requires twenty-four-hour care, was also on Medicaid. “If you’re disabled, if you’re mentally ill, fine, I get it,” Monna said. “But I know so many folks on Medicaid that just don’t work. They’re lazy.” Like the Duttons, she felt that those people didn’t deserve what they were getting.
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While the difference is small, married drivers are more likely to get affordable car insurance quotes than are single, divorced, or widowed drivers. Car insurance companies see married drivers as more likely to share driving responsibilities and less likely to file claims.
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Most plans allow you to purchase separate coverage for orthodontic care if it isn’t covered. Fewer plans will cover cosmetic care (like teeth whitening). This is usually an out-of-pocket expense.
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Dental insurance plans are intended to reduce the cost of dental care. Dental insurance providers typically negotiate lower fees with in-network dentists, and also pay (“cover”) a percentage of the reduced fee. You pay the rest out of pocket. Here’s how the savings break down:
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